FHA 203(h) Loan

Introducing the FHA 203(h) Loan If you’ve lost your home in a disaster and need financial assistance to rebuild or purchase a new one, the FHA 203(h) loan could be the perfect solution. This government-backed mortgage program helps disaster victims secure stable housing quickly with favorable terms. Key Features of the FHA 203(h) Loan No Down Payment Required – Unlike...

  • calendar_month February 1, 2025
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Fixing Your Home: The Smartest Investment You Can Make

Owning a home isn’t just about having a place to live—it’s an investment. And like any investment, the more you put into it, the more you can get out of it. Fixing up your home isn’t just about making it look nice; it’s about increasing its value, improving your quality of life, and setting yourself up for future financial success. Whether you’re making sm...

  • calendar_month March 10, 2025
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How Tariffs Will Effect The Economy

🏠 Supply + Demand + Cost Pressures = Price Growth 1. Rates Coming Down = More Buyers Entering the Market Lower mortgage rates increase affordability (monthly payments go down). This brings more buyers off the sidelines, increasing demand.  2. Tariffs Raise Building Costs  Materials like lumber, steel, concrete, appliances, etc., become more expensive ...

  • calendar_month April 4, 2025
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Why Waiting for Rates to Drop Could Cost You More in 2026

For the past couple of years, many buyers have been sitting on the sidelines, waiting for the perfect moment when mortgage rates finally drop. The idea makes sense in theory: lower rates mean smaller monthly payments. But here’s the reality: waiting for rates to drop could actually cost you more in the long run. Let’s break down why. 1. Lower Rates = Higher Prices W...

  • calendar_month October 27, 2025
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When Is the Best Time to Buy a Home? The Real Answer: Yesterday or As Soon As You Can Comfortably Afford It

When Is the Best Time to Buy a Home? The Real Answer: Yesterday  or As Soon As You Can Comfortably Afford It Buyers often wait for the “perfect moment”  the lowest rate, the best price, the ideal market conditions. But the truth is simple and backed by decades of real estate data: the best time to buy a home was yesterday. The second best time is as soon as you can comf...

  • calendar_month November 14, 2025
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Trumps $200 Billion Fannie Mae and Freddie Mac Bond Plan

What Trump’s $200 Billion Fannie Mae and Freddie Mac Bond Plan Could Mean for Housing As affordability continues to strain buyers and sellers alike, housing policy is back in the spotlight. One of the most talked‑about proposals tied to President Trump’s 2026 housing agenda is a directive for Fannie Mae and Freddie Mac to purchase up to $200 billion in mortgage bonds. The go...

  • calendar_month January 9, 2026
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